The fee that Paypal charges is simply just a way for them to be reimbursed for credit card processing fees. Isn't that funny, PayPal passes their fees on to their customer. If the fee were really about buying you some kind of protection, then they would charge a flat fee or possibly a tiered fee. Instead, it is a percentage of the selling price. So someone that paid a fee of $3 on a $100 transaction gets the same amount of protection that someone gets for spending $45 on a $1500 transaction. Does that strike any of you self-righteous geniuses as a bit strange? Does paypal really have to spend that much more time protecting the buyer that spent $1500, or would they spend the same amount of time on the guy that spent $100? They charged the seller that got $1500 15 time more money in fees, so therefore they must put in 15 times more work to protect him, right? Of course not! They didn't even charge the guy that spent the money. They charged the seller. The seller is the one getting the shaft; he has to pay all the fees and the buyers gets as much, if not more, protection than he does. They are simply making the sellers pay for processing the payment. That's why if you use a bank account, and only a bank account, to send money to your friends and family, they don't charge a fee. If you use a credit card to send money to friends and family, they charge the sender the same 2.9% +$0.30 that they charge the seller on a Goods payment. So then it begs the question, if I use my bank account to pay for Goods and Services, since Paypal doesn't have to process a credit card, are they going to give me some kind of "Super" protection? No, they give the same protection as someone that paid with a credit card, and they keep 100% of the fee. Most American's don't use their bank account to pay for things, though. They use their credit card and PayPal knows this and so therefore they charge the fee.
Also, how many of you leave money in your paypal account? You do realize what PayPal does with that money that you have in there, right?
How about we let the two adults involved decide how they want to complete a transaction. I'm sick and tired of a small group of pussies trying to force rules on the majority. If someone uses F&F to pay for something and they get screwed, then it should be a lesson learned. They took a risk and they lost. That's not the fault of bladeforums or anyone else but themselves. We don't need a rule telling us how to spend our money. Using F&F isn't against the law, so for those of you who don't like it, go complain about something else. I see that one of you has already tried your little trick of pm'ing the seller and offering to buy without paying the fees. It didn't work and someone else got the knife you wanted.
Hahaha, yeah, those guys asking for F&F or net are really the guys that screw everyone else. Riiiigggghhhhttt