1095 is one of my favorite steels. I use Rem oil and have never had a problem.
Just FYI, Rem Oil is just mineral oil. Baby oil is just mineral oil with perfume. You can get bulk mineral oil at Lowes or the like pretty cheap. Or use baby oil if you dont mind the perfume. No sence in paying 3-4 dollars for a couple onces of mineral oil.
BTW mineral oil isn't a very good lube for guns, so if your also using it for that you may wanna look at some other options.
What do Rats rustIt never ceases to amaze me that people, especially some on this forum, are shocked that 1095 will rust.