Yeah, velocity ratings are a load of bull now a days. They mostly use PBA ammo to get those high numbers, but anything over 1000FPS is inaccurate, it makes the pellet wobble through the air. To combat this, you CAN get a high rated gun and use some heavier 10.5 or heavier pellets to cut down on the speed and use it to your advantage to pack more of a wallop. All airguns are quieter than a gun, none of them would really disturb the neighbors. from a distance with a springer you hear a little puff of air and then the pellet hitting its target. Nothing big. I own an RWS model 48 currently, have also owned a crossman quest 1000x. Both nice guns, the RWS being my second gun, it's from 1990. Look up UMAREX they produce a lot of different guns. Or go to pyramidair.com.