In my opinion, your girl did you right, and in fact this exact knife is on my list of knives I want. If I was working near boats/docks again, I would buy it tomorow - with the serrated blade.
Generally I don't like serrated blades. There are two exceptions, one really important one. And that is any time you're near lots of ropes that are under the control of a motorized vehicle. So, boating. In my opinion, every single crew person on a boat should be carrying a one-handed serrated blade for when you need to CUT THAT LINE NOW!!!!
Boating is one situation where a person can (and people often do) get seriously injured including losing an appendage/limb because they stepped into a loop or otherwise got on the wrong side of a line (rope) and the boat (or the dinghy) started moving. Maybe you're tying to a cleat and get a finger caught, and inertia takes the boat. ETC. I've never saved someone from physical injury like that on a boat, but I have saved the boat from damage when a stupid pilot didn't realize we were still moored. I had a straight edge and because I keep it sharp it worked, but it was not as quick as a serrated blade is.
I also like to carry a straight blade on a boat, for general tasks. I used to carry a crew knife but these days I would probably just carry a Leatherman wave. But that's for general use. I still want that serrated on me at all times for the emergency. In particular, I'd carry it on my left because my right hand is more likely to get stuck in something, and anyway I already would have my regular blade on my right.
So, I think of a serrated boating knife as an emergency knife that I might never use, like like you might own a "rescue" knife, even though I'm the last person you'd want to depend on if you need to be rescued. And anyway I never carry that.
Oh - rafting and diving are also situations where you might want a one-handed serrated blade for emergencies. For similar reasons - cutting a line/rope, quick!
To me, everything about the SDS serrated is perfect as an emergency backup for all of these situations. I like the angle of it because it has a point but it's not quite so stabby - and stabby is not good if you're on a boat and the boat is moving and you're near someone else. "He cut the rope off my wrist before the boat took the wrist, but he stabbed my tendons in the process."
My point is: I think you need to buy a boat now.
(Also: cutting cardboard and cutting rubber hoses)