Remember, insurance only protects the Seller/shipper, not the buyer. I don't care what a sales ad says, or when someone swears on a stack of bibles that insurance is "extra". It's not going to protect the buyer.
You are 100 % on the money Rev
It makes my blood boil when the seller try's to stick it to the buyer for extra money for insurance
It seems there afraid to ask the price they really want, so they try and make it up with BS charges like trying to collect there PP fee's and there insurance from the buyer